Focus Friday - Additional Income

2min Read ⏰

I’ve been obsessed with the “7 streams of income” idea ever since I first heard it. Supposedly, that’s how the average millionaire rolls—though the exact data is a bit more… fuzzy. But, the underlying idea stands: one paycheck just isn’t enough for FI.

The “7 streams of income” concept is all about diversification—spreading your financial bets so you’re not reliant on a single paycheck. Whether that’s from a 9-to-5, investments, a side hustle, or even rental income, having multiple sources creates resilience. If one stream dries up, you’ve still got others to fall back on, and if two or three really take off, you can accelerate your path to financial independence. Essentially, it’s about giving yourself more shots at success—and a safety net when life happens.

In 2025, I’m making some changes. Why?

1. More Income = More Options – I want to grow wealth over time and try new things.

2. Scratch Different Itches – I’m into media, finance, health, design, product creation, all of it. Multiple streams let me explore each one and learn where my real talents lie.

3. Room for Failure – Not every stream will crush it. But if one fails, I’ll still survive.

Here are the 7 streams in my sights —plus the extra one that keeps everything afloat:

1. Content – It’s &Prosper, of course! Newsletters first, then Youtube / podcast once I can gain some traction. This will be my home base for sharing ideas and (eventually) monetising.

2. Physical Product – This will take more time, but the plan is to get started this year. It’s on the horizon, and I’m excited to build something real.

3. Service-Based Business – Time for money. Not ideal, but I have had success in the past building websites for small businesses and I think jumping back in is a good plan for the near future.

4. Interest (Savings & Safe Investments) – High-yield savings & bonds—slow but steady growth. Frustratingly difficult to find good rates, but worth the extra work to squeeze out that .5%

5. Affiliate Marketing – If I’m recommending stuff I genuinely love, might as well get a commission. One for the future, again when I find traction.

6. High-Risk Investment (Crypto) – Volatile, sure, but I’m already deep in this game. Check out last week’s Focus Friday to find out just how deep 😬

7. Passive (Digital Products) – E-books, online courses—create once, sell forever (in theory). I’ve been testing an idea in this space and hope to have something live May/June. Of course, you will be the first to know 😉

   Last and most important: The 9-to-5 – This is the stable foundation that pays the bills and funds my experiments. It’s not glamorous, but right now it is 100% essential.

Will all seven crush it? Probably not. But that’s the point—diversification keeps you afloat when one stream tanks. And if two or three really take off? Even better.

My Takeaway: The “7 streams” concept isn’t about hitting some magical number; it’s about spreading risk, fuelling curiosity, and giving yourself multiple shots at success. In 2025, I’m finally done talking about it—time to build. Will you join me?

^{NOTE: I am not a financial advisor, planner or have any formal healthcare education. &Prosper is simply a way for me to share my own journey and offer resources I have found useful. With this, I am starting from near zero and I hope to show that anyone can significantly improve their health and financial wellbeing.}